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ChatGPT vs Copilot for beginners: what's the difference?
ChatGPT is made by OpenAI; Copilot is Microsoft's assistant built into Windows and Microsoft's apps. Both have free versions. Pick Copilot if you live in Windows and Office; pick ChatGPT for the most popular standalone assistant.
Prices checked Oct 2026.
What's different
ChatGPT is a standalone app and website from OpenAI. Copilot is Microsoft's assistant, available on Windows, the web and phones, and (depending on your Microsoft 365 plan) inside Word, Excel and Outlook.
For everyday questions, emails and plans, both do a good job.
Cost
Both are free to start. ChatGPT Plus is $20 a month (details). For Copilot's options and Microsoft 365, read Is Microsoft Copilot free?.
Which to choose
Already on a Windows PC and Microsoft 365? Start with Copilot. Otherwise, ChatGPT is the easiest general-purpose pick. Try the same task in both and compare.
The first thing to type
Turn these messy notes into a clear to-do list grouped by today, this week and later: [paste notes]Common questions
Is Copilot the same as ChatGPT?
No. Copilot is Microsoft's product and ChatGPT is OpenAI's, though both are AI chat assistants.
Is Copilot free?
Yes, the basic Copilot chat is free.
Which is better for Word and Excel?
Copilot, if your Microsoft 365 plan includes it, because it works inside those apps.
Do I need both?
No. Pick one to start; both have free versions.
Sources (checked 2026-10-20): chatgpt.com/pricing, www.microsoft.com/en-us/microsoft-copilot/for-individuals